Services – HJC INVEST
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Our Financing Solutions

6 types of loans adapted to each situation, with competitive rates and quality support.

Loans for every project

Whether you are an individual or a professional, we have the financing solution that matches your situation and objectives.

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Personal Loan

Annual rate from 3% (Fixed)

Flexible financing for all your personal projects: travel, wedding, equipment, home improvements, etc.

  • Amount: €100,000 – €10,000,000
  • Term: 6 to 60 months
  • Response within 48 hours
  • Early repayment possible
  • Dedicated advisors
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Real Estate Loan

Annual rate from 3% (Fixed)

Financing for acquisition, construction, or renovation of your real estate property.

  • Amount: up to €100,000,000
  • Term: up to 30 years
  • Minimum down payment 10%
  • Borrower insurance included
  • Free property appraisal
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Auto Loan

Annual rate from 3% (Fixed)

Acquire your new or used vehicle with fast financing and payments adapted to your budget.

  • Amount: €500,000 – €30,000,000
  • Term: 12 to 72 months
  • New or used vehicles
  • Professional vehicle financing
  • Partner auto insurance
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Student Loan

Annual rate from 3% (Fixed)

Invest in your professional future with our student loan with deferred repayment.

  • Amount: €200,000 – €5,000,000
  • Term: up to 10 years
  • Deferred repayment after graduation
  • Domestic or foreign studies
  • Guaranteed preferential rate
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Professional Loan

Annual rate from 3% (Fixed)

Grow your business with adapted financing for professionals and SMEs.

  • Amount: €500,000 – €200,000,000
  • Term: up to 15 years
  • Working capital, equipment, expansion
  • Business financial statements reviewed
  • Flexible repayment plan
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Microcredit

Annual rate from 3% (Fixed)

Accessible financing for micro-entrepreneurs, craftspeople, and informal sector merchants.

  • Amount: €50,000 – €2,000,000
  • Term: 3 to 24 months
  • Simplified application
  • Free entrepreneurship training
  • Personalized monthly support

Comparison of our Loans

Loan Type Amount Term Annual Rate Response Action
💵 Personal €100K – €10M 6 – 60 months from 3% 48h details
🏠 Real Estate €500K – €100M 1 – 30 years from 3% 72h details
🚘 Auto €500K – €30M 12 – 72 months from 3% 48h details
🎓 Student €200K – €5M 1 – 10 years from 3% 48h details
💼 Professional €500K – €200M 1 – 15 years from 3% 5 days details
🤑 Microcredit €50K – €2M 3 – 24 months from 3% 24h details
Find the loan that suits you

An expert advisor will guide you to the best solution. Free and with no commitment.